Heat olive oil in a large skillet over medium heat

Add diced onion and bell peppers, cooking until slightly softened

Stir in garlic and cook briefly until fragrant

Add ground beef, breaking it apart while browning

Sprinkle in salt, pepper, paprika, cumin, and chili powder

Cook until beef is fully browned and well seasoned

Stir in tomato paste until evenly distributed

Add uncooked rice, diced tomatoes, and broth

Bring mixture to a gentle simmer

Cover skillet and reduce heat to low

Cook until rice becomes tender and liquid absorbs

Add small splashes of broth if needed for softer rice

Remove from heat once texture is thick and cohesive

Sprinkle cheese over the top if desired

Allow cheese to melt before serving