Preheat your oven to 400 °F (200 °C), or set your air fryer to 375 °F (190 °C). Line a baking sheet with parchment paper if baking.

In a skillet over medium heat, brown the ground turkey (or chosen lean meat) seasoned with garlic powder and oregano. Drain any excess fat, and let it cool slightly.

In a bowl, combine the cooked meat, shredded mozzarella, pepperoni slices, and marinara sauce. Mix until well combined.

Lay out each tortilla or wrap. Spoon an equal portion of the filling onto the center of each one. Fold in the sides and roll tightly, like a burrito, sealing the edges as best you can.

Place the rolls seam-side down onto the parchment-lined baking sheet (or in the air fryer basket). Lightly spray them with olive oil or brush with a bit of egg wash to help crisp the crust.

Bake in the oven for about 12–15 minutes, or air fry for 8–10 minutes — until the rolls are golden-brown and crispy. If using oven, you may flip halfway for even browning.

Allow to cool for a few minutes before serving. Serve warm, optionally with extra marinara sauce for dipping.