In a bowl, beat cream cheese and erythritol until smooth and creamy
Add cocoa powder and vanilla extract, mixing until fully combined
Pour in heavy cream and whip until thick and fluffy
In a skillet, combine almond flour and melted butter, toasting lightly until golden
Allow crumb mixture to cool completely
Spoon a layer of crumbs into the bottom of each cup
Add a layer of chocolate mousse mixture on top
Repeat layers until cups are filled
Top with whipped cream and sprinkle chocolate chips
Chill for 20–30 minutes before serving